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Furthermore, clients for this kind of plan can have extreme lawful or criminal histories. It's important to keep in mind that different service providers offer a series of issue ages on their ensured issue plans as reduced as age 40 or as high as age 80 - using life insurance to pay for funeral. Some will likewise use greater face values, approximately $40,000, and others will enable better survivor benefit conditions by improving the rate of interest with the return of costs or reducing the variety of years up until a full survivor benefit is offered